Personal Loans
Loans for all of life’s ups and downs
Why take out a personal loan?
Life is full of ups and downs, and sometimes things just don’t go according to plan. And when you find yourself in the situation of needing some extra cash, personal loans could be the answer.
Whether you need money for unexpected bills, car repairs, appliance breakdowns, family emergencies, or to meet the costs of medical, dental or veterinary treatment, a personal loan could really help you to sort things out.
When you take out a personal loan with zacarfinancialservices.co.za, the money is yours to do with as you wish. It’s your money after all.
So if times are tight, Prime Credit Union Loans may be just what you need.
- Just select your required amount and answer a few quick questions.
- Once approved we aim to transfer your funds to your account .
- No hanging around, we’ll give you an answer right away.
- Excellence Support
How much can I borrow?
Zacar Financial Services offers personal loans ranging from Ten thousand rand (R10,000) to five million rand (R5,000,000)
The usual repayment period is either Loans period 12 months to 120 months depending on how much you borrow. You can make your repayments in either weekly, fortnightly or monthly instalments either via Continuous Payment Authority debit card repayments or our online portal.
There are no early repayment fees if you decide to repay all or part of your personal loan sooner than the loan term.
Our personal loans are available to you whether you are a homeowner, tenant, or live with your parents.
You need to be:
- At least 21 years old.
- Currently employed with a regular income
- Resident in South Africa
- South African bank account holder on a debit card.
As part of the personal loan application process we will check your credit report, but don’t worry if your credit score is less than perfect. We will still consider lending to you if you have a poor credit history. We treat each loan application on its own merit and are more interested in your present financial situation than whatever might have happened in the past.
Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8 am to 8 pm and Saturday: 8 am to 5 pm
All loans are subject to eligibility & affordability criteria
Need A Free Quote?
You can take out one personal loan and use it in many ways. Because funds can be disbursed as a lump sum, how you use your personal loan is at your discretion.